Exclusive Lead Opportunity

Apr 21, 2026 Westcliffe
26 CR
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Categorization

Locked excess & surplus (likely) farmer friendly homeowners landlord liability

Underwriting Factors

Strengths
  • Existing landlord policy in place
  • Clear request for landlord coverage
  • No competing quotes from other agents indicated
  • Responsive and engaged during follow-up
  • Provided property details including roof, size and construction
  • Hydrant located on property
  • Fire protection nearby
  • Property located within town limits
  • Metal roof
  • Direct request to speak with agent
Risk Factors
  • High wildfire exposure
  • Roof age approximately 20 years
  • Rental property exposure
  • Older home (1975)
  • Limited underwriting details (tenancy, coverage, claims history)
  • No bundle opportunity indicated
  • Potential E&S placement
  • Detached garage adds additional exposure
  • No email address provided
  • Requested phone call before providing additional information
Underwriting Notes
  • Metal roof and metal siding
  • Approximately 1,200 square feet
  • Two-car garage
  • Preferred contact method confirmed (phone first)

Key Insights

Est. Annual
Premium
$2600
Intake
Method
Inbound Call (partial) / SMS
Existing
Policies
No
Quote
Ready?
no
Personally
Qualified
Yes
Quoted by
Others
Not Confirmed

Prospect Summary

The prospect is seeking homeowners insurance for a property in Westcliffe, Colorado. They were directly qualified via text but provided very limited information, though there is clear intent to connect with a specialist. The prospect confirmed an active policy is currently in place, suggesting they may be evaluating better coverage or pricing options. No competing agents were indicated.

The risk reflects a smaller single-family home with a metal roof and siding, along with close proximity to fire protection including a hydrant on the property. While the broader region is known for wildfire exposure, the property’s location in downtown Westcliffe may help reduce some of the higher-risk fire zone concerns compared to more remote surrounding areas.

Activity Feed

All Activity
Notes Only
Claimed 5 months ago
By John Hubert (Cr Amount: 26 CR, Agency: John Hubert Insurance Agency, Order Id: #2512)
Email Sent (Prospect Follow-up) 5 months ago
By System (Recipient: John Hubert Insurance Agency)
No collaboration notes recorded.

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Price
26 CR
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Contact Details

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Phone
Email Address

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