The prospect is looking for a home & auto estimate for a potential home purchase and is currently in the early evaluation stage, requesting pricing guidance rather than actively moving forward with binding coverage. The prospect is not yet under contract and has no competing agents involved, creating a clean opportunity to engage early and guide the quoting process. There is also clear bundle intent, and they imported their existing auto policies, providing useful visibility into current coverage.
The risk profile reflects a single-family home with prior hail claim history and confirmed wildfire exposure. The roof is approximately 13 years old, placing it in a moderate age range. The property is not yet under contract, and the differing mailing address suggests a possible secondary residence or pending occupancy scenario.
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