Fire station located within acceptable response distance
Plumbing and Water heater updated in 2022
No competing quotes from other agents were indicated
Prospect appears motivated due to substantial premium increase from current carrier
Risk Factors
Higher wildfire exposure location
Roof age falls into moderate aging range for underwriting consideration
Prospect requested only standalone homeowners policy
Underwriting Notes
2016 Subaru Legacy
Current homeowners carrier reportedly raised rates substantially
Existing policy is with Appalachian Underwriters
Key Insights
Est. Annual Premium$4200
Intake MethodWeb Form
Existing Policies
Requested
Quote Ready?no
Personally Qualified
No
Quoted by Others
No
Prospect Summary
The prospect is seeking replacement homeowners insurance coverage for an owner-occupied primary residence in Golden, Colorado with a requested effective date of June 1, 2026. The prospect stated their current homeowners carrier significantly increased rates and they are actively shopping for lower pricing on the home policy. Current homeowners premium due is approximately $4,091 annually.No competing insurance agents or quotes were indicated during intake and the prospect appears motivated to secure replacement coverage.
The risk profile reflects an owner-occupied mountain-area property with a metal roof installed in 2010 and confirmed wildfire mitigation efforts already completed on-site. The prospect disclosed defensible space work, tree trimming mitigation and proximity to a nearby fire station. The property also reflects updated plumbing and water heater systems completed in 2022.
Activity Feed
All Activity
Notes Only
Closed deal premium entered: $552.001 month ago
By John Hubert
Stage updated to Won1 month ago
By John Hubert (Stage: Won)
Email Sent (Prospect Assignment)3 months ago
By System (To: STEVEHICKSRU@LIVE.COM, Subject: Stephen Hicks - Rayn Oakley will be contacting you about your insurance request., Template: lead-assignment-notification)
Email Sent (Prospect Assignment)3 months ago
By System (To: STEVEHICKSRU@LIVE.COM, Subject: Stephen Hicks - John Hubert will be contacting you about your insurance request., Template: lead-assignment-notification)
No collaboration notes recorded.
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