Prospect is seeking General Liability and Liquor Liability coverage for a newly acquired bar and grill located in Fairplay, Colorado. The business was recently purchased, operates as an LLC, has approximately six employees, and generates an estimated $350,000 in annual revenue. Coverage is needed as soon as possible, with a requested effective date of August 5, 2026, so the business can begin operating with insurance in place.
The prospect has no existing commercial insurance, has not been working with another insurance agent, and is seeking commercial coverage for the first time. During the qualification call, the prospect confirmed the business operates entirely from its physical location, does not use subcontractors, has had no commercial claims in the past five years, and provided date of birth and driver's license information for underwriting.
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