Porsha Banas – Homeowners – Ridgway, CO
The prospect is seeking coverage for a single-family residence in Ridgway that was recently inherited through probate. The prior policy with American Modern was non-renewed due to wildfire risk exposure and the carrier no longer servicing Colorado, creating an immediate coverage gap. The American Modern non-renewal letter & policy has been provided. Primary motivation is […]
Jackiie Cano – Homeowners (New Castle, CO)
The prospect is seeking homeowners coverage for her primary single-family residence locate due to her existing policy being cancelled. The property is located in a fire zone; however, multiple fire mitigation measures have been completed to improve insurability. The roof was replaced in 2020 during a renovation and is metal. Major systems have been recently […]
William Stecker – Home Insurance (Bailey, CO)
The prospect contacted CRI seeking replacement homeowners coverage for his owner-occupied primary residence in Bailey. His current policy is with NorthLight (Allstate E&S) with an annual premium of $4,762.27, and he is actively looking to move coverage. He confirmed he is only seeking homeowners insurance at this time and imported his existing declaration pages by […]
Darin Anderson – Home, Auto & Umbrella Bundle (Cotopaxi, CO)
Prospect contacted CRI seeking bundled homeowners, auto and umbrella coverage for his primary single-family residence in Cotopaxi. He is shopping due to consistent annual premium increases with his current carrier ranging between approximately 12% and 20% per year. His current total premium across all active policies is $4,809.19 annually (State Farm). The prospect was personally […]
James “Jim” Cox – Home & Auto Bundle (Cotopaxi, CO)
The prospect contacted CRI seeking a new homeowners policy and confirmed the property is located in a high fire risk area, which will require a home and auto bundle. The home is a single-family primary residence that he already owns and fire mitigation efforts have been completed. The roof was replaced in 2020 with composite […]
Kenneth Robbins – Builders Risk (Fairplay, CO)
The prospect submitted a request seeking builders risk coverage for a new house build in Fairplay, CO, specifically because he needs $1,000,000 in construction liability coverage for rental equipment. He already owns the property and is preparing for an upcoming policy start date of 03/01/2026, indicating an active construction timeline and defined coverage requirement. The […]
Herman Morales – Home & Auto Insurance (Collbran, CO)
The prospect is seeking homeowners coverage for an owner-occupied primary residence in Collbran, CO with a requested effective date of 02/21/2026, reflecting urgency to bind as the prospect is currently uninsured following an American Modern non-renewal. The American Modern cancellation notice has been imported for underwriting clarity. The home was built in 2022 with all […]
David Archer – Homeowners (Crestone, CO)
The prospect requested homeowners insurance coverage because American Modern issued a non-renewal on their homeowners policy, leaving the property uninsured, and was directly spoken to over the phone to review the situation in detail. The home is an existing primary residence located in a designated fire zone and has been owned for approximately one year. […]
REBECCA PIERCE – Homeowners (Westcliffe)
The prospect submitted a request for home insurance for a primary residence located in Westcliffe, Colorado. The home is already owned and was purchased in cash with no mortgage. Coverage is requested to begin immediately and there is currently no active insurance policy in place. The property is located in a designated fire zone. The […]
Nancy Glanzer – Homeowners & Auto – Woodland Park
The prospect is seeking bundled homeowners and auto insurance primarily to reduce premium costs after becoming increasingly dissatisfied with rising rates from her current provider State Farm. She has explored alternative options after multiple carriers declined coverage due to wildfire exposure in her area. The property is located within a Firewise-recognized community with completed mitigation […]