Locked home buyer landlord liability upsell potential
Underwriting Factors
Strengths
Roof replaced in 2025
Property is currently occupied
Professionally managed rental property
Additional rental properties may be available for future placement (big upsell potential)
Full DOB & mailing address provided
Prospect directly qualified via SMS text conversation
Risk Factors
Flat roof construction
Competing agent/quote process indicated
Policy may require specialty landlord markets with potential E&S consideration
Prospect already got a quote from Farmers (existing quote provided)
Underwriting Notes
No current policy on the property due to pending purchase
Landlord prospect with multi-unit income-producing property
Direct purchase transaction with immediate insurance need
Property is professionally managed
Requested effective date is 06/23/2026
Prospect requested loss of rental income coverage & liability protection
Key Insights
Est. Annual Premium$5200
Intake MethodWeb Form
Existing Policies
Yes
Quote Ready?no
Personally Qualified
Concierge Verified
Quoted by Others
Yes
Prospect Summary
The prospect is under contract to purchase a four-unit landlord property in downtown Cripple Creek and is seeking a new landlord insurance policy effective 06/23/2026. The property is currently occupied, professionally managed, and the prospect is specifically requesting coverage for loss of rental income and premises liability protection. The roof was replaced in 2025 due to normal wear and tear and features a flat roof design. The prospect does not currently carry insurance on the property due to the pending purchase and is actively seeking coverage prior to closing.
The prospect has already obtained and provided a competing landlord insurance quote for review with an annual premium of approximately $6,204, creating a clear benchmark for remarketing efforts. The prospect indicated difficulty obtaining alternative quotes and is open to reviewing competitive options. In addition, the prospect owns multiple other rental properties along with personal auto policies and expressed interest in evaluating a broader portfolio quote if meaningful savings are available through bundling.
Activity Feed
All Activity
Notes Only
Email Sent (Fallback Prospect Assignment)2 months ago
By System (To: jamiemsutherland@gmail.com, Subject: Jamie Sutherland - Michael Mares will be contacting you about your insurance request., Template: lead-assignment-notification)
Claimed2 months ago
By Visionairy Insurance Brokers (Cr Amount: 25 CR, Agency: Visionairy Insurance Brokers, Order Id: #5303)
Email Sent (Prospect Follow-up)2 months ago
By System (To: mikemares11@gmail.com, Subject: Your Prospect Purchase: Jamie Sutherland - Landlord (Cripple Creek, CO), Template: purchase-notification)
No collaboration notes recorded.
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