Exclusive Lead Opportunity

Jul 28, 2026 La Junta
42 CR
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Categorization

Locked home & auto quote ready replacement policy standalone homeowners

Underwriting Factors

Strengths
  • Directly qualified via phone call and SMS conversation
  • Full existing homeowners and auto policies provided
  • Full insured name, date of birth and driver's license information provided
  • Primary residence - Homeowner since 1975
  • No prior homeowners claims reported
  • Brand new 2025 impact-resistant roof
  • Property is not located in a wildfire zone
  • Open to bundling home and auto coverage if a competitive package is available
  • Has not worked with another agent
Risk Factors
  • Agricultural zoning might create challenges (not a commercial farm / personal hobby farm only)
  • Older electrical, plumbing and heating systems
  • Recently purchased an auto policy with another carrier (upsold to home & auto bundle idea)
Underwriting Notes
  • Personal hobby farm, not a commercial farming operation
  • Seeking homeowners coverage after continued premium increases
  • Interested primarily in liability protection rather than extensive property coverage
  • Does not want to insure the tractor or outbuildings
  • Open to both standard and specialty market options
  • Open to bundling home and auto coverage if competitive
  • Existing Travelers homeowners and auto policies provided
  • Homeowners policy effective through September 4, 2027
  • Current auto policy covers a 1997 Toyota Camry, 2014 Ford F-250 and 1986 Chevrolet K1500
  • Policy start date requested: August 1, 2026
  • Okay if with farmers agent if they can provide coverage
  • Pricing based on home & auto bundle premium potential, existing policy imports, all DOB / DL provided and manual qualification effort
  • Pricing discounted given noted challenges

Key Insights

Est. Annual
Premium
$3300
Intake
Method
Web Form
Existing
Policies
Yes
Quote
Ready?
Quote Ready
Personally
Qualified
Concierge Verified
Quoted by
Others
No

Prospect Summary

This is a directly qualified homeowners insurance opportunity for a primary residence in La Junta. The prospect is seeking to replace an existing homeowners policy after experiencing continued premium increases and running into underwriting issues with another carrier due to the property's agricultural zoning. Although the property is zoned agricultural, it is used only as a personal hobby farm rather than a commercial farming operation. Full existing insurance policies have been provided along with the full insured name, date of birth and driver's license information. The prospect is also open to bundling the home and auto policies if a competitive overall package can be offered.

The prospect has owned the home since 1975 and confirmed no prior homeowners claims. The prospect remains open to exploring both standard and specialty market options that can properly accommodate the property's unique characteristics while providing appropriate liability protection.

Activity Feed

All Activity
Notes Only
Closed deal premium entered: $2,990.00 4 weeks ago
By John Hubert
Closed deal premium prompt ignored 4 weeks ago
By John Hubert
Closed deal premium entered: $2,990.00 4 weeks ago
By luis.jhubert@farmersagency.com
Stage updated to Won 4 weeks ago
By luis.jhubert@farmersagency.com (Stage: Won)
Stage updated to Contacted 4 weeks ago
By luis.jhubert@farmersagency.com (Stage: Contacted)
Claimed 4 weeks ago
By John Hubert (Cr Amount: 41.98 CR, Agency: John Hubert, Order Id: #6968)
No collaboration notes recorded.

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Price
42 CR
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Contact Details

Full Name
Phone
Email Address

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