Locked excess & surplus (likely) farmer friendly home & auto
Underwriting Factors
Strengths
Under contract on home purchase
Owner-occupied single-family residence
High-value home listed around $1.849M
Existing auto and renters policies imported
High auto liability limits already in place
Risk Factors
High wildfire exposure concerns indicated by the prospect
Roof age concern
Prior broker already involved in quoting process
Likely elevated homeowners premium expectations
Underwriting Notes
Closing date expected June 5, 2026
Mailing address differs from insured property address
Unfinished basement
Prior difficulty obtaining coverage due to wildfire concerns
Prospect requested quote completion by approximately May 20, 2026
Price discounted because of E&S and competing agent
Key Insights
Est. Annual Premium$12000
Intake MethodPhone Call
Existing Policies
Yes
Quote Ready?Quote Ready
Personally Qualified
No
Quoted by Others
Yes
Prospect Summary
The prospect is seeking homeowners insurance coverage for a newly purchased owner-occupied luxury home in Evergreen, Colorado with an expected closing date of June 5, 2026. The opportunity appears directly tied to the active home purchase process, and the prospect requested quote completion by approximately May 20, 2026. The prospect expressed frustration that he has not heard back from his current insurance agent and appears motivated to secure coverage quickly. Existing auto policies are imported for quoting purposes, and the prospect appears willing to bundle home and auto coverage.
The property is located in a high-value Evergreen mountain area near the Soda Creek/Fox Ridge luxury acreage market. The home is approximately 4,913 square feet on roughly 3.74 wooded acres with an estimated property value around $1.85M, creating strong premium potential. Property has an asphalt shingle roof installed in 2005 and an unfinished basement.
Activity Feed
All Activity
Notes Only
Claimed3 months ago
By Christine Woolard Agency (Cr Amount: 48 CR, Agency: Christine Woolard Agency, Order Id: #4067)
Email Sent (Prospect Follow-up)3 months ago
By System (To: cwoolard@farmersagent.com, Subject: Your Prospect Purchase: Ryan Laterza - Homeowners & Auto Bundle Insurance (Evergreen, CO), Template: purchase-notification)
No collaboration notes recorded.
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