Exclusive Lead Opportunity

Apr 21, 2026 Castle Rock
74 CR
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Categorization

Locked excess & surplus (likely) farmer friendly home & auto home buyer homeowners

Underwriting Factors

Strengths
  • Existing auto policy imported from Progressive Direct Insurance Co with full verified coverage data
  • Under contract on a new home purchase creating immediate need for coverage and strong intent to bind
  • Willing to bundle home and auto coverage
  • No competing agents indicated and early in the quoting process
  • No claims reported in the last 5 years
  • Spouse information provided supporting a complete household profile
  • Two vehicle household supporting bundle opportunity
  • High data completeness including DOB, driver’s license and full property details
  • Clear motivation tied to new home purchase
  • Responsive and cooperative throughout intake process
Risk Factors
  • Roof is approximately 30 years old which will significantly limit standard market options
  • Property located in a moderate to high wildfire risk area based on prospect disclosure
  • No current homeowners policy in place which may reduce eligibility with preferred markets
  • Spouse driver’s license information was initially hesitant to provide which creates minor data gaps
  • Vehicle history indicates prior damage or rating impact on one vehicle
  • Newly added vehicle with limited ownership history which may impact pricing consistency
Underwriting Notes
  • Single-family residence on ~6.5+ acres
  • Estimated home value approximately $1.6M–$1.7M
  • Zip code: 80109
  • Keene Ranch / Dawson Butte area
  • Basement approximately 90% finished
  • Mailing address differs from property address
  • Two-driver household
  • Two-vehicle household (2020 Volkswagen Jetta, 2023 Toyota Tundra)
  • Existing auto policy in place (~$3,978 annually)
  • Multi-policy discount already applied on current auto policy
  • Reason for quote is new home purchase
  • Preferred contact method confirmed (text and email)

Key Insights

Est. Annual
Premium
$11500
Intake
Method
Phone
Existing
Policies
Yes
Quote
Ready?
Quote Ready
Personally
Qualified
Yes
Quoted by
Others
No

Prospect Summary

The prospect is in the process of purchasing a primary residence and is seeking bundled homeowners and auto insurance coverage to secure protection ahead of closing. Closing is scheduled for the 20th and coverage must be bound by the 16th, creating a firm timeline and clear urgency to move forward. The prospect has been responsive throughout the process, provided key driver information, and shared existing auto policy declarations to support a home and auto bundle quote.

The risk profile reflects an owner-occupied single-family home located in the Keene Ranch / Dawson Butte area of Castle Rock, a semi-rural acreage community with larger parcels and direct proximity to open space. The property sits on approximately 6.5+ acres and carries elevated wildfire exposure, along with an older roof (1996). However, fire mitigation has been completed and the home includes 30+ internal sprinkler heads, which are strong risk-improving features that help offset some of the exposure and strengthen the overall profile.

This is a well-engaged, high-intent prospect with a strong bundle opportunity and no competing agents indicated. While the overall profile will require a thoughtful approach due to location and property characteristics, the completed mitigation work and urgency tied to closing create a clear path forward for the right agent.

Activity Feed

All Activity
Notes Only
Claimed 4 months ago
By Christine Woolard Agency (Cr Amount: 74 CR, Agency: Christine Woolard Agency, Order Id: #2718)
Email Sent (Prospect Follow-up) 4 months ago
By System (Recipient: Christine Woolard Agency)
No collaboration notes recorded.

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Price
74 CR
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Contact Details

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