The prospect is seeking commercial auto coverage for a nonprofit organization with the primary objective of securing liability protection for trailers used during event operations. The request is time-sensitive with a desired effective date within the next few days. They are actively shopping for coverage after multiple agents were unable to secure a policy, indicating a motivated prospect. Excess & surplus commercial coverage likely needed.
The organization operates as a nonprofit field trial club with limited annual revenue and infrequent equipment usage. The exposure is focused primarily on liability protection during transportation and event participation. The trailers are stored when not in use, and the coverage is intended to protect landowner liability exposure.
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