The prospect is seeking homeowners insurance for a home purchase and is currently under contract to close with a requested policy start date of 03/20/2026. The prospect is specifically interested in a standalone homeowners policy and indicated they are actively shopping for coverage while looking to reduce their overall insurance costs and monthly escrow payment.

The property will be owner occupied as a primary residence. The roof was replaced in 2025 with asphalt shingles following a hail event and the prospect indicated the property is not located in a wildfire zone. The prospect reported receiving a quote of approximately $3,700 from National General and another quote around $5,500 from State Farm while comparing coverage options.