The prospect is seeking replacement homeowners insurance coverage for an owner-occupied primary residence in Golden, Colorado with a requested effective date of June 1, 2026. The prospect stated their current homeowners carrier significantly increased rates and they are actively shopping for lower pricing on the home policy. Current homeowners premium due is approximately $4,091 annually.No competing insurance agents or quotes were indicated during intake and the prospect appears motivated to secure replacement coverage.
The risk profile reflects an owner-occupied mountain-area property with a metal roof installed in 2010 and confirmed wildfire mitigation efforts already completed on-site. The prospect disclosed defensible space work, tree trimming mitigation and proximity to a nearby fire station. The property also reflects updated plumbing and water heater systems completed in 2022.
Additional information
Insurance Type
standalone homeowners
Lead Location
Golden
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